Para ti, el hogar no es solo un lugar más. Es un sentimiento. Un espacio donde habitan el amor y la bondad, la seguridad y la aceptación. El lugar donde nacen los sueños y se crean recuerdos.
Comprar una casa en Colorado es posible
Alpine Bank has designed these new options to provide real, practical support for first-time buyers or current homeowners and they’re available now for a limited time!
For eligible homebuyers and existing homeowners who fall within county-specific income limits, we are offering a lender credit and two flexible mortgage financing options:
Lender Credit1
Up to a $7,500 lender credit, which will allow for a lower interest rate or less cash out of pocket at closing.
¿Calificas para el crédito?
- Eligible properties are owner occupied properties located within counties. (See dropdown list below)
- El ingreso total que se utiliza para calificar a todos los prestatarios debe ser inferior al 80% del ingreso medio del área donde se encuentra la propiedad. (See dropdown list below)
- Credit score of 620+
- Maximum debt to income ratio of 45%
- 12 months employment history and income average
1El crédito del prestamista solo está disponible para préstamos ofrecidos a través de la División de Hipotecas de Alpine Bank que cumplan con las pautas de suscripción actuales de Freddie Mac o Fannie Mae. El crédito del prestamista no puede ser mayor que los costos de cierre reales.
2Purchase price of $300,000 with a $299,000 30-year Mortgage loan with a $1,000 down payment, 5.75% interest rate, payable in 360 monthly payments of $1,744.88 with an Annual Percentage Rate (APR) of 5.798%. Payments do not include Taxes and Insurance.
3Current Par Rate for conforming secondary market 30-year fixed rate loan at 95% LTV with a 700 credit score.
4Purchase price of $300,000 with a $285,000 30-year Mortgage loan with a 5% ($15,000) down payment, 4.75% interest rate, payable in 360 monthly payments of $1,486.69 with an Annual Percentage Rate (APR) of 4.793%. Payments do not include Taxes and Insurance.
5First Mortgage options are not offered in all markets, and are only available in the following Front Range counties: Larimer, Boulder, Broomfield, Adams, Arapahoe, Denver, Douglas, Jefferson, El Paso.
*Debes cumplir con los requisitos de suscripción de Alpine Bank. Las tasas, los plazos y el programa de crédito del prestamista están sujetos a cambios. Comunícate con tu Mortgage Loan Originator de Alpine Bank local para obtener más información, ya que se pueden aplicar otras restricciones.
First Mortgage5 ($1,0002 or 5%4 down)
These two mortgage financing options are limited to eligible homebuyers and existing homeowners who live within the following counties: Larimer, Boulder, Broomfield, Adams, Arapahoe, Denver, Douglas, Jefferson, El Paso.
$1,000 down or 5% down first mortgage, which will allow for lower interest rates.
Note: Also eligible for lender credit Don't qualify for these mortgage options?
Don't qualify for these mortgage options?
Alpine Bank ofrece múltiples programas de préstamos competitivos para satisfacer las necesidades de la mayoría de los prestatarios.